My Early Retirement Story

Retirement.net makes early retirement planning easy to understand. It is home to bitcoin investing expert Avi Rosner who provides clear, practical advice on managing your savings with the least amount of work. Whether you’re looking towards early retirement, still saving for retirement, or just seeking to grow your money, Avi Rosner will answer your questions with straightforward personal financial advice. Your working years may have been complicated but retiring early should be simple.

My personal story on the road to early retirement begins at age 31 when I retired from owning & operating multiple hotels and bars in Florida. I worked 24/7 physically & mentally for 5 years. I was interested in protecting my savings and planning on living off the interest without spending down the principal. The hotels I owned were very financially rewarding but also required constant daily active management. I was now at a stage in my life where I was seeking something more passive so that I can travel with my wife, which I postponed for years. I started researching for new investment opportunities that will not require me to be hands-on or take up my precious time.

After doing extensive research, I discovered that:

1. Most retirement plans have early withdrawal penalties of 10% or more

2. These plans charged high commissions of 5% or more paid to brokers only concerned with their fees and not your performance.

3. I also did not want to tie up my savings indefinitely.

I decided to build my own cryptocurrency plan since I did not get a pension. I used the same ingredients & recipes the large financial & insurance companies were using. I quickly realized the cryptocurrency plan that I built for myself had become a stable & safe source of savings for years. It offered me instant diversification from the stock market & offered the highest rate of return all while still protecting my initial investment. I decided to call it The Perfect Bitcoin Retirement Portfolio.

When friends & family heard about my success, I shared what I was doing. It did not take long before they asked me to advise them on managing their savings as well. I discovered that my cryptocurrency plan results could easily be duplicated using any existing crypto exchange account. I am here to tell you that a better alternative exists instead of just buying the S&P 500 index and praying. That is why I decided to share this simple DIY investing plan. I believe we should enjoy our investments now instead of later. Life is short, retire early!