The most frequently asked annuity questions
What amount is your minimum annuity investment?
Our minimum annuity investment is $100,000.
What is the minimum age to open an account?
All applicants must be at least 40 years of age. We reserve the right to request Identification & require a higher than minimum age to start.
Will you share my private information with anyone?
No, we will never share your private information without the account holders prior consent.
Do I need to be an American citizen to open an account?
No you do not need to be a USA citizen to open an account. We do require a copy of a government issued identification.
Is the interest earned taxable?
Yes, however the interest is tax deferred. This means that you pay tax only when the maturity comes due or is cashed prematurely. Interest is taxable by the federal government, state or local governments. Consult with a tax professional prior to liquidating the investment.
Do you charge transaction fees?
We do not charge transaction fees but we do charge an annual service fee of 1% of assets.
How do I get started?
The most frequently asked annuity questions – Continued
Will I receive a paper statement monthly?
No, we do not offer paper statements by mail. Currently all account balance inquiries must be made by phone or via email.
Is there a withdrawal penalty?
No, there is no penalty for withdrawing principal prior to the maturity date. Any interest income earned will be adjusted to reflect the changed terms. In addition no interest will be earned for partial years.
How can you offer such high returns?
Our annuities invest in global bond funds that have never defaulted that offer us a premium rate of return which we pass on to you.
Why an annuity? How are you different?
You should buy an annuity because it's the only investment vehicle that can provide you income for the rest of your life. We carry the only Commission-Free annuity available that offers the Highest Rate of Return available.
Why should I invest?
You should invest because you would like to receive stable consistent income and banks are not paying you enough. If you are seeking a passive fixed income solution, an annuity from AIF is the best solution. 
The most frequently asked
annuity questions
What amount is your minimum annuity investment?
Our minimum annuity investment is $100,000.
What is the minimum age to open an account?
All applicants must be at least 40 years of age. We reserve the right to request Identification & require a higher than minimum age to start.
Will you share my private information with anyone?
No, we will never share your private information without the account holders prior consent.
Do I need to be an American citizen to open an account?
No you do not need to be a USA citizen to open an account. We do require a copy of a government issued identification.
Is the interest earned taxable?
Yes, however the interest is tax deferred. This means that you pay tax only when the maturity comes due or is cashed prematurely. Interest is taxable by the federal government, state or local governments. Consult with a tax professional prior to liquidating the investment.
Do you charge transaction fees?
We do not charge transaction fees but we do charge an annual service fee starting from 1% of assets.
How do I get started?
The most frequently asked
annuity questions – Continued
Will I receive a paper statement monthly?
No, we do not offer paper statements by mail. Currently all account balance inquiries must be made by phone or via email.
Is there a withdrawal penalty?
No, there is no penalty for withdrawing principal prior to the maturity date. Your interest income earned will be adjusted to reflect the changed terms. In addition no interest will be earned for partial years.
How can you offer such high returns?
Our annuities invest in global bond funds that have never defaulted that offer us a premium rate of return which we pass on to you.
Why an annuity? How are you different?
You should buy an annuity because it's the only investment vehicle that can provide you income for the rest of your life. We carry the only Commission-Free annuity available that offers the Highest Rate of Return available.
Why should I invest?
You should invest because you would like to receive stable consistent income and banks are not paying you enough. If you are seeking a passive fixed income solution, an annuity from AIF is the way to go.