My Personal Story on the Road to Retirement
I retired at age 31
My personal story on the road to Retirement begins at age 31 when I retired from owning & running multiple hotels/bars/restaurants in Florida. I worked very hard physically & mentally 24 hours a day / 6 days a week for 12 years. I saved up over $1 Million Dollars that I planned on living off of without depleting. I was interested in protecting my savings and living off the interest.
Most retirement plans available offer high fees & low returns
After doing extensive research, I found that almost all annuities out there have high penalty surrender charges of up to 25% (known as early withdrawal penalties), they charged huge commissions of up to 15% (paid to insurance agents only concerned with their fees, not your performance) and having your funds tied up for an indefinite period of time did not appeal to me.
I built my own Pension & had great results
I decided to Build My Own Annuity Pension using the same ingredients & recipe the large insurance companies were using. I quickly realized the Annuity that I built for myself had become a stable & consistent source of income for years earning me up to 7% annually. It offered me instant diversification from the stock market & offered the Highest Rate of Return all while still protecting my initial investment.
Now I am offering the same opportunity to you
When friends & family started asking me how I can afford to live in Luxury European Cities for months at a time I told them what I was doing. It did not take long before they asked me to manage their retirement savings as well. After discovering that my retirement income results could easily be applied to almost any retirement income plan, I felt compelled to tell the world that better alternatives exists. That is why I decided to leave retirement early in order that I can help those who also believe in living the American Retirement Dream!

P.S: You too can start living the American Retirement Dream with as little as $25,000!

Abraham Rosner
My Personal Story on the Road to Retirement
I retired at age 31
My personal story on the road to Retirement begins at age 31 when I retired from owning & running multiple hotels/bars/restaurants in Florida. I worked very hard physically & mentally 24 hours a day / 6 days a week for 12 years. I saved up over $1 Million Dollars that I planned on living off of without depleting. I was interested in protecting my savings and living off the interest.
Most retirement plans available offer high fees & low returns
After doing extensive research, I found that almost all annuities out there have high penalty surrender charges of up to 25% (known as early withdrawal penalties), they charged huge commissions of up to 15% (paid to insurance agents only concerned with their fees, not your performance) and having your funds tied up for an indefinite period of time did not appeal to me.
I built my own Pension & had great results
I decided to Build My Own Annuity Pension using the same ingredients & recipe the large insurance companies were using. I quickly realized the Annuity that I built for myself had become a stable & consistent source of income for years earning me up to 7% annually. It offered me instant diversification from the stock market & offered the Highest Rate of Return all while still protecting my initial investment.
Now I am offering the same opportunity to you
When friends & family started asking me how I can afford to live in Luxury European Cities for months at a time I told them what I was doing. It did not take long before they asked me to manage their retirement savings as well. After discovering that my retirement income results could easily be applied to almost any retirement income plan, I felt compelled to tell the world that better alternatives exists. That is why I decided to leave retirement early in order that I can help those who also believe in living the American Retirement Dream!

P.S: You too can start living the American Retirement Dream with as little as $25,000!

Abraham Rosner
"Abraham Rosner Believes Everyone Can Achieve The American Retirement Dream!"
unless you...
Lose your invested retirement savings
Loses in the pre-retirement and early retirement years will devastate a retirement income stream and may be irreparable.
Don't having enough money to retire
Unplanned income withdrawals and fund loses will increase the probability of running out of income.
Deplete all of your money
Retirees need to have their assets grow more than they withdraw. Every year taxes, inflation, management fees, charges, market volatility, low interest rates and their account withdrawals, will deplete their nest egg.
Pay too much Taxes
Most retirement accounts are subject to taxes like income taxes, capital gains taxes, state taxes, dividend or interest taxes, estate taxes and more.
unfortunately if you don’t have the right income plan...
You Will Outlive Your Retirement Savings!
Life expectancies today are greater than ever because of our available health foods, the unending advancements in modern medicine, the booming technology in medical procedures and applications. When Social Security was first enacted in 1933, the average life expectancy for a male was about 59 years old…and yet Social Security didn’t start paying benefits until age 62!
Without the right planning someone could be facing these harsh scenarios. 

"I believe their is a solution that exists!"
Abraham Rosner
unfortunately if you don’t have the right income plan...
You Will Outlive Your Retirement Savings!
Life expectancies today are greater than ever because of our available health foods, the unending advancements in modern medicine, the booming technology in medical procedures and applications. When Social Security was first enacted in 1933, the average life expectancy for a male was about 59 years old…and yet Social Security didn’t start paying benefits until age 62!
Without the right planning someone could be facing these harsh scenarios.

"I believe their is a solution that exists!"
Abraham Rosner
6 Reasons Most People have not bought an annuity yet...
& risk their retirement lifestyle
1. Annuities are expensive
Most annuities are ridden with high fees, large commissions (up to 15% upfront) & huge early withdrawal penalties (as high as 25% of principle). However we have engineered the perfect annuity that is Commission-Free, has very low fees and does not penalize you for accessing your money earlier than the contract states.
2. Your advisor will not recommend it
Most retirement planners have very little incentive to recommend
plain annuities. Unlike variable annuities (complicated products
that come laden with even more fees) immediate annuities offer salespeople very little financial reward. In fact, once a retiree buys an annuity, all he has to do is sit back and cash checks for the rest of his life. That makes it hard for investment advisers to justify taking an
annual cut of the retiree’s assets.
3. Underestimating longevity risks
Retirees tend to underestimate the chances they will live to a ripe
old age. In 1970, the average 65-year-old woman could expect to
make it to 82. Today, a 65-year-old woman survives, on average,
to 85. More than one in five 65-year-olds of either gender will
make it into their nineties. Centenarians (those older than age 100), once a rare species, are becoming downright common.
6 Reasons Most People have not bought an annuity yet...
& risk their retirement lifestyle
1. Annuities are expensive
Most annuities are ridden with high fees, large commissions (up to 15% upfront) & huge early withdrawal penalties (as high as 25% of principle). However we have engineered the perfect annuity that is Commission-Free, has very low fees and does not penalize you for accessing your money earlier than the contract states.
2. Your advisor will not recommend it
Most retirement planners have very little incentive to recommend
plain annuities. Unlike variable annuities (complicated products
that come laden with even more fees) immediate annuities offer salespeople very little financial reward. In fact, once a retiree buys an annuity, all he has to do is sit back and cash checks for the rest of his life. That makes it hard for investment advisers to justify taking an
annual cut of the retiree’s assets.
3. Underestimating longevity risks
Retirees tend to underestimate the chances they will live to a ripe
old age. In 1970, the average 65-year-old woman could expect to
make it to 82. Today, a 65-year-old woman survives, on average,
to 85. More than one in five 65-year-olds of either gender will
make it into their nineties. Centenarians (those older than age 100), once a rare species, are becoming downright common.
4. Invested in the stock market instead
The problem with gambling on stocks, as older folks are now
learning, is that if your retirement coincides with a bear market, you
can wind up broke. Typical retirement planning tries to minimize
this risk by keeping a large slug of bonds & cash in your portfolio,
but even well-diversified investors have suffered bear markets.
5. Wanting to leave something for your kids
Period certain annuities come with a guarantee that, even if
you get hit by a bus the day after buying an annuity, checks will
continue for a fixed period and can be cashed by your heirs.

"An Annuity Is The Only Gift That Keeps On Giving!"
Abraham Rosner
6. Thinking you won’t be able to access
your funds
Proper retirement planning includes having an emergency fund
available for those unexpected events. The right annuity will offer
the flexiblity for you to access your funds in case of an emergency
without losing the principle you have invested.
4. Invested in the stock market instead
The problem with gambling on stocks, as older folks are now
learning, is that if your retirement coincides with a bear market, you
can wind up broke. Typical retirement planning tries to minimize
this risk by keeping a large slug of bonds & cash in your portfolio,
but even well-diversified investors have suffered bear markets.
5. Wanting to leave something for your kids
Period certain annuities come with a guarantee that, even if
you get hit by a bus the day after buying an annuity, checks will
continue for a fixed period and can be cashed by your heirs.

"An Annuity Is The Only Gift That Keeps On Giving!"
Abraham Rosner
6. Thinking you won’t be able to access your funds
Proper retirement planning includes having an emergency fund
available for those unexpected events. The right annuity will offer
the flexiblity for you to access your funds in case of an emergency
without losing the principle you have invested.
The most frequently asked
annuity questions
What amount is your minimum annuity investment?
Our minimum annuity investment is $25,000.
What is the minimum age to open an account?
All applicants must be at least 40 years of age. We reserve the right to request Identification & require a higher than minimum age to start.
Will you share my private information with anyone?
No, we will never share your private information without the account holders prior consent.
Do I need to be an American citizen to open an account?
No you do not need to be a USA citizen to open an account. We do require a copy of a government issued identification.
Is the interest earned taxable?
Yes, however the interest is tax deferred. This means that you pay tax only when the maturity comes due or is cashed prematurely. Interest is taxable by the federal government, state or local governments. Consult with a tax professional prior to liquidating the investment.
Do you charge transaction fees?
We do not charge transaction fees but we do charge an annual service fee starting from 1% of assets.
How do I get started?
The most frequently asked annuity questions
What amount is your minimum annuity investment?
Our minimum annuity investment is $25,000.
What is the minimum age to open an account?
All applicants must be at least 40 years of age. We reserve the right to request Identification & require a higher than minimum age to start.
Will you share my private information with anyone?
No, we will never share your private information without the account holders prior consent.
Do I need to be an American citizen to open an account?
No you do not need to be a USA citizen to open an account. We do require a copy of a government issued identification.
Is the interest earned taxable?
Yes, however the interest is tax deferred. This means that you pay tax only when the maturity comes due or is cashed prematurely. Interest is taxable by the federal government, state or local governments. Consult with a tax professional prior to liquidating the investment.
Do you charge transaction fees?
We do not charge transaction fees but we do charge an annual service fee starting from 1% of assets.
How do I get started?
The most frequently asked
annuity questions – Cont.
Will I receive a paper statement monthly?
No, we do not offer paper statements by mail. Currently all account balance inquiries must be made by phone or via email.
Is there a withdrawal penalty?
No, there is no penalty for withdrawing principal prior to the maturity date. Your interest income earned will be adjusted to reflect the changed terms. In addition no interest will be earned for partial years.
What is the highest rate of return you offer?
The highest rate of return you can earn using an annuity with the American Income Fund is 7% annually. Please Schedule a Free Assessment to determine the appropriate annuity for your income needs.
Why an annuity? How are you different?
You should buy an annuity because it's the only investment vehicle that can provide you income for the rest of your life. We carry the only Commission-Free annuity available that offers the Highest Rate of Return on the market.
Why should I invest?
You should invest because you would like to receive stable consistent income and banks are not paying you enough. If you are seeking a passive fixed income solution, an annuity from AIF is the way to go. 
The most frequently asked annuity questions – Cont.
Will I receive a paper statement monthly?
No, we do not offer paper statements by mail. Currently all account balance inquiries must be made by phone or via email.
Is there a withdrawal penalty?
No, there is no penalty for withdrawing principal prior to the maturity date. Your interest income earned will be adjusted to reflect the changed terms. In addition no interest will be earned for partial years.
What is the highest rate of return you offer?
The highest rate of return you can earn using an annuity with the American Income Fund is 7% annually. Please Schedule a Free Assessment to determine the appropriate annuity for your income needs.
Why an annuity? How are you different?
You should buy an annuity because it's the only investment vehicle that can provide you income for the rest of your life. We carry the only Commission-Free annuity available that offers the Highest Rate of Return on the market.
Why should I invest?
You should invest because you would like to receive stable consistent income and banks are not paying you enough. If you are seeking a passive fixed income solution, an annuity from AIF is the way to go. 
Why should you buy an Annuity from the American Income Fund?
We have engineered the Perfect Annuity Features!
American Income Fund
Traditional Insurance Company
STABLE SOURCE OF INCOME
INSTANT DIVERSIFICATION
RATED INVESTMENT GRADE
NO TRANSACTION FEES
TRANSPARENT PRICING
COMMISSION-FREE
SHORT COMMITMENT TERMS
EARN UP TO 7% ANNUALLY
SURRENDER CHARGE-FREE
DEATH BENEFIT OPTIONS
24/7 PHONE SUPPORT
Why should you buy an Annuity from the American Income Fund?
We have engineered the Perfect Annuity Features!
NOW IMAGINE THESE BENEFITS...
The peace of mind of knowing you
have Guaranteed Income For Life
Ability to leave inheritance to those you love
Receiving a “Guaranteed” withdrawal
benefit
Never Pay Taxes until you withdraw income
Beating inflation
No Early Withdrawal Penalties
NOW IMAGINE THESE BENEFITS...
The peace of mind of knowing you have Guaranteed Income For Life
Ability to leave inheritance to those you love
Receiving a “Guaranteed” withdrawal benefit
Never Pay Taxes until you withdraw income
What clients say about me
We worried about many things financially since getting married. We were saving monthly and living below our means. We did everything possible to prepare for early retirement. We never saw much progress until Abraham Rosner showed us how we can can spend minimal time and maximize our retirement income. Now we can finally sleep peacefully knowing we will never outlive our savings using his simple strategy!
David & Elizabeth Peterson - Boca Raton, FL
I was new to retiring and unsure what options were available for me. No one ever taught me how to save money or where to invest. After inheriting some money from my father who passed away I looked everywhere for help. Abraham Rosner was referred to me by my fathers lawyer. I am so happy with the results that I look forward to never having to seek out another financial professional again!
Gilbert Ross - Los Angeles, CA
After getting separated from my ex-spouse of 20+ years I was uncertain how I would make it to retirement. Abraham Rosner was a lifesaver for showing me multiple potential outcome scenarios and figuring out what worked best for my situation.
I am forever grateful my friend introduced me to him!
Samantha Brown - Long Island, NY
What clients say about me
We worried about many things financially since getting married. We were saving monthly and living below our means. We did everything possible to prepare for early retirement. We never saw much progress until Abraham Rosner showed us how we can can spend minimal time and maximize our retirement income. Now we can finally sleep peacefully knowing we will never outlive our savings using his simple strategy!
David & Elizabeth Peterson - Boca Raton, FL
I was new to retiring and unsure what options were available for me. No one ever taught me how to save money or where to invest. After inheriting some money from my father who passed away I looked everywhere for help. Abraham Rosner was referred to me by my fathers lawyer. I am so happy with the results that I look forward to never having to seek out another financial professional again!
Gilbert Ross - Los Angeles, CA
After getting separated from my ex-spouse of 20+ years I was uncertain how I would make it to retirement. Abraham Rosner was a lifesaver for showing me multiple potential outcome scenarios and figuring out what worked best for my situation. 
I am forever grateful my friend introduced me to him!
Samantha Brown - Long Island, NY